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Guides

How pay stubs work, what the law asks for, and how to read the numbers on one.

  • Correcting a pay stub error

    You found the mistake. What happens next depends on whether the pay was wrong or only the statement was, because those two failures have different remedies and different deadlines.

  • Direct deposit and pay stubs

    Paying wages electronically changes the payment, not the duty to explain it. What changes is how the statement has to reach you, and that is where the state rules live.

  • Pay stub abbreviations

    A lookup for the codes payroll prints instead of words, what each one is, and the one code most people cannot explain even after they find out what it stands for.

  • Using a pay stub as proof of income

    What a stub actually proves, how many of them each kind of requester wants, and which documents get checked behind it before anyone believes the number.

  • Pay stub requirements for contractors

    A 1099 contractor does not get a pay stub, and the reason is structural rather than an oversight. What the payer issues instead, and when a stub becomes evidence against them.

  • How long to keep pay stubs

    Two different questions with two different answers: how long your employer must retain payroll records, and how long the stubs are worth anything to you.

  • Pay stub deductions explained

    Which deductions your employer must take, which ones it may take only with your permission, and the federal caps that decide how much can come out at all.

  • Pay stub vs paycheck

    One is the money and the other is the explanation of it. The distinction decides which document proves what, and which one your employer owes you separately.

  • How to make pay stubs for employees

    A practical walkthrough for a small employer issuing pay stubs: what you need before you start, how the 2026 withholding actually works, and where small payrolls go wrong.

  • How to read a pay stub

    A line-by-line walkthrough of a US pay stub — what each deduction is, why the tax withheld is not a flat percentage, and how to check the numbers yourself.

  • Pay stubs for the self-employed

    Whether a self-employed person can issue their own pay stub, what changes if you run an S corporation, and what actually works as proof of income.

  • What to include on a pay stub

    The lines every pay stub needs, the ones your state adds on top, and the two items that get employers into trouble more often than anything else.