Mississippi paycheck calculator
Mississippi withholds on a dollar exemption rather than a count. The employee writes the total on line 6 of Form 89-350: a personal exemption set by marital status, plus a fixed sum for each dependent and for age or blindness. That total and a standard deduction come off the annualised wage, and what is left is charged at one rate above a band the state leaves untaxed for everyone.
Take-home pay
$1,638.85
per bi-weekly (26 per year) period
- Gross pay
- $2,000.00
- Federal Income Tax
- −$156.15
- Social Security
- −$124.00
- Medicare
- −$29.00
- MS State Income Tax
- −$52.00
- Net pay
- $1,638.85
Carries these figures into a full Mississippi pay stub you can preview and download.
How Mississippi withholding is worked out
A married employee's figure turns on the spouse question as much as on line 6. With No, the deduction for a spouse who does not work applies and line 6 holds the whole married exemption. With Yes, the deduction is the smaller one for two working spouses, and the 89-350 has the couple divide the married exemption between their two certificates. Line 6 left blank then reads as half of it, which is this calculator's choice because the form sets no share for a blank line, and half keeps the couple within the married total if both certificates are left blank; a couple who divide it another way should enter their own share. Left unanswered, the spouse question reads as no 89-350 filed, which Mississippi withholds on with no exemption, and an amount on line 6 then counts for nothing. Mississippi does not say whether a cafeteria plan premium or a 401(k) deferral belongs in its wage base; this calculator takes both off, as federal withholding does.
These are withholding figures: what an employer takes out of one paycheck, which is not the same calculation as the one on an annual return.
Mississippi charges the same rates whatever the filing status, but the status still changes the amounts given below the table. Wages are annualised first, so the figures below are annual.
A married employee who leaves the spouse question unanswered is withheld as for one who files no Form 89-350: on zero exemption, with the $2,300 deduction of a married employee whose spouse also works. Mississippi withholds on zero exemption from an employee who files no Form 89-350 but does not say which married deduction goes with it, so the smaller one is this generator's choice.
| Annual wages | Tax on the lower figure | Rate on the rest |
|---|---|---|
| $0.00 to $10,000.00 | $0.00 | 0% |
| $10,000.00 and up | $0.00 | 4% |
- Annual standard deduction
Single: $2,300.00
Married filing jointly, spouse earns: $2,300.00
Married filing jointly, spouse has no earned income: $4,600.00
Head of household: $3,400.00
- Exemption claimed on the state form
Single: $6,000.00
Married filing jointly: $12,000.00
Head of household: $9,500.00
Leave blank for a form that claims the filing status alone: $6,000 single, $12,000 married, $9,500 head of family. Add $1,500 for each dependent, other than the one that makes the employee head of family, and for each age 65 or blindness box (lines 4 and 5). A married employee whose spouse also works enters their own share of the $12,000, in multiples of $500 (line 2(b)); left blank, that share is taken as $6,000, half. Enter 0 if no Form 89-350 is on file: Mississippi then withholds on zero exemption.
Mississippi withholds whole dollars: the amount for each pay period is taken to the nearest dollar.
Both halves of this base are the federal default: Mississippi states neither. Form 89-700 defines wages as "all remuneration, whether in cash or other form, with certain exceptions listed in section 8", and section 8 is domestic service, farming, casual labour outside the employer's trade and ministers. Miss. Code Ann. 27-7-303(j) carries the same four exceptions and never mentions the Internal Revenue Code, and 27-7-15, the gross income section, is a list of Mississippi's own rather than a federal starting point. Neither cafeteria nor 401(k) nor 3401 occurs in any of them. What is left unread is Title 35 Part III of the state's administrative code, which sos.ms.gov refuses to this network and to Cloud Build alike. A married employee whose spouse also works deducts $2,300, the figure sections 13(d) and 17 of the 89-700 give for "married individuals (both spouses employed)", and Table D itself is headed with the words that "the standard deduction is divided equally for both taxpayer and spouse". The printed Table D does not do that: its cells are worked with $4,600 (semi-monthly, PDF page 33, row $1,500 to $1,520 reads 36 at column 0 and 26 at column 6,000, where $2,300 gives 40 and 30). Where the text and the cells part, the text is followed, the same choice as the reading by law for Idaho, Arkansas and West Virginia, approved by the owner on 2026-10-28. An unanswered spouse question reads as no Form 89-350, which the 89-700 withholds on "based on zero exemption"; it does not say which married deduction goes with that, and the $2,300 is this generator's choice, approved by the owner on the same day.
Mississippi sources
Frequently asked questions
What Mississippi law asks of a pay stub
Whether a stub is required, how it may be delivered, and the minimum wage and pay frequency rules.