New York paycheck calculator
New York reads a graduated schedule that differs by filing status, takes a standard deduction off the annualised pay and a fixed sum for every allowance claimed on the state's own certificate. Past a very high income the schedule stops applying altogether and one rate is charged on the whole amount instead.
Take-home pay
$1,595.91
per bi-weekly (26 per year) period
- Gross pay
- $2,000.00
- Federal Income Tax
- −$156.15
- Social Security
- −$124.00
- Medicare
- −$29.00
- NY State Income Tax
- −$86.30
- NY Paid Family Leave
- −$8.64
- Net pay
- $1,595.91
Carries these figures into a full New York pay stub you can preview and download.
How New York withholding is worked out
Two things about this figure are easy to get wrong. It is the state's tax and nothing else: New York City and Yonkers each levy an income tax of their own that an employer withholds from the same paycheck, and neither is worked out here, so anyone employed in either place sees more come out than this page shows. And the last line of the schedule is not a bracket like the ones above it. Once pay passes the threshold the state abandons the graduated table and charges a single rate on the entire amount, which is why the step at that point is far bigger than any step below it.
These are withholding figures: what an employer takes out of one paycheck, which is not the same calculation as the one on an annual return.
Wages are annualised before the schedule is read, so the figures below are annual.
| Annual wages | Tax on the lower figure | Rate on the rest |
|---|---|---|
| $0.00 to $8,500.00 | $0.00 | 3.9% |
| $8,500.00 to $11,700.00 | $332.00 | 4.4% |
| $11,700.00 to $13,900.00 | $472.00 | 5.15% |
| $13,900.00 to $80,650.00 | $586.00 | 5.4% |
| $80,650.00 to $96,800.00 | $4,190.00 | 5.9% |
| $96,800.00 to $107,650.00 | $5,143.00 | 7.03% |
| $107,650.00 to $157,650.00 | $5,906.00 | 7.53% |
| $157,650.00 to $215,400.00 | $9,673.00 | 6.4% |
| $215,400.00 to $265,400.00 | $13,369.00 | 11.44% |
| $265,400.00 and up | $19,091.00 | 7.35% |
| Annual wages | Tax on the lower figure | Rate on the rest |
|---|---|---|
| $0.00 to $8,500.00 | $0.00 | 3.9% |
| $8,500.00 to $11,700.00 | $332.00 | 4.4% |
| $11,700.00 to $13,900.00 | $472.00 | 5.15% |
| $13,900.00 to $80,650.00 | $586.00 | 5.4% |
| $80,650.00 to $96,800.00 | $4,190.00 | 5.9% |
| $96,800.00 to $107,650.00 | $5,143.00 | 6.57% |
| $107,650.00 to $157,650.00 | $5,855.00 | 7.07% |
| $157,650.00 to $211,550.00 | $9,388.00 | 8.01% |
| $211,550.00 to $323,200.00 | $13,708.00 | 6.4% |
| $323,200.00 to $373,200.00 | $20,854.00 | 13.49% |
| $373,200.00 to $1,077,550.00 | $27,600.00 | 7.35% |
| $1,077,550.00 and up | $79,369.00 | 7.65% |
| Annual wages | Tax on the lower figure | Rate on the rest |
|---|---|---|
| $0.00 to $8,500.00 | $0.00 | 3.9% |
| $8,500.00 to $11,700.00 | $332.00 | 4.4% |
| $11,700.00 to $13,900.00 | $472.00 | 5.15% |
| $13,900.00 to $80,650.00 | $586.00 | 5.4% |
| $80,650.00 to $96,800.00 | $4,190.00 | 5.9% |
| $96,800.00 to $107,650.00 | $5,143.00 | 7.03% |
| $107,650.00 to $157,650.00 | $5,906.00 | 7.53% |
| $157,650.00 to $215,400.00 | $9,673.00 | 6.4% |
| $215,400.00 to $265,400.00 | $13,369.00 | 11.44% |
| $265,400.00 and up | $19,091.00 | 7.35% |
- Annual standard deduction
Single: $7,400.00
Married filing jointly: $7,950.00
Head of household: $7,400.00
- Exemption per allowance
- $1,000.00
Taken off the income before the schedule.
Above the figures below the schedule stops applying and one rate is charged on the whole amount: single $1,077,550.00 at 10.45%, married filing jointly $2,155,350.00 at 10.45%, head of household $1,077,550.00 at 10.45% .
State only, excluding New York City and Yonkers.
The marginal rates are deliberately non-monotonic: that is New York's benefit recapture, not an error. Method III, which the tables hand the highest earners to, is charged here at its first rate alone: New York steps it to 0.1110 above $5,000,000 of annualised wages and to 0.1170 above $25,000,000, and neither step is modelled, so a figure past $5,000,000 a year is below the state's own.
Withheld beside the income tax
- NY Paid Family Leave — 0.432%
- New York paid family leave, funded by employee payroll deductions. An employer may choose to pay it on the employee's behalf, and an employee who has signed a waiver for short-term or part-time work contributes nothing. Withheld until wages for the year reach $95,348.76.
- NY Disability Benefits — up to 0.5%, if your employer withholds it
- New York lets an employer collect part of the cost of statutory disability coverage from the employee, up to sixty cents a week set in law, but does not require it. The ceiling is shared: an employee with two jobs may ask both employers to split it, and no single stub can see the other. An approved plan with better than statutory benefits may by agreement charge more. The state sets the ceiling and the employer decides how much of it to take, so this calculator leaves the line out. The generator carries it once you say what your employer withholds. The ceiling is $0.60 a week rather than a share of the year's wages.
New York sources
- https://www.tax.ny.gov/pdf/publications/withholding/nys50_t_nys.pdf
- https://www.tax.ny.gov/pdf/publications/withholding/nys50_t_nyc.pdf
- https://paidfamilyleave.ny.gov/2026
- https://paidfamilyleave.ny.gov/cost
- https://www.wcb.ny.gov/content/main/DisabilityBenefits/employer-disability-benefits.jsp
- https://www.nysenate.gov/legislation/laws/WKC/209
Frequently asked questions
What New York law asks of a pay stub
Whether a stub is required, how it may be delivered, and the minimum wage and pay frequency rules.