How much tax is taken out of my paycheck in Rhode Island?

Rhode Island subtracts an exemption for each RI W-4 allowance from the pay and charges its graduated rates on the rest, the same rates whether you are single, married or a head of household. Temporary disability insurance comes out of the same check and is included in the take-home shown here.

What is the personal income tax rate in Rhode Island?

Several, set out in one graduated schedule that every filing status shares. Pay that crosses a threshold is charged the higher rate only on the part above it, never on the whole wage.

Does filing status matter for Rhode Island withholding?

Not for the state line. The booklet's tables are headed for all filing status types and the RI W-4 asks for no status, so only the allowances and any extra amount move the Rhode Island figure. The filing status on this page still changes the federal withholding beside it.

Why do Rhode Island exemptions stop at high pay?

The Division of Taxation sets an annual wage beyond which one withholding exemption is worth nothing. Under it, every allowance on the RI W-4 shelters the same amount of pay; over it, the allowances drop out of the arithmetic, and the RI W-4 tells employees in advance that the exemption becomes zero there.

What is Rhode Island TDI on my paycheck?

Temporary disability insurance, which also pays for temporary caregiver insurance. Employees fund it entirely through payroll deduction, with no contribution from the employer, at one rate on wages up to a yearly limit. It is part of the take-home figure here and stops for the rest of the year once the limit is reached.

Rhode Island paycheck calculator

Rhode Island reads one set of tables for every filing status: its booklet heads them for all filing status types, and Form RI W-4 has no box for a status at all. What the RI W-4 does carry is the number of allowances, each worth a fixed exemption taken off the wage before the rates are read. Above a high annual wage that exemption is worth nothing.

Take-home pay

$1,593.85

per bi-weekly (26 per year) period

Gross pay: $2,000.00
Federal Income Tax: −$156.15
Social Security: −$124.00
Medicare: −$29.00
RI State Income Tax: −$75.00
RI Temporary Disability Insurance: −$22.00
Net pay: $1,593.85

Carries these figures into a full Rhode Island pay stub you can preview and download.

How Rhode Island withholding is worked out

The federal W-4 can no longer stand in for the RI W-4: since 2020 an employer has needed the state form as well, and it carries the allowances and any extra amount the employee wants withheld. The exemption applied here for each allowance disappears above that annual wage, as the form itself warns, so past it the allowance count leaves the Rhode Island figure where it is. Beside the income tax, Rhode Island takes temporary disability insurance from the employee, who pays it in full. That line is worked out here up to its yearly wage limit, and it also funds temporary caregiver insurance.

These are withholding figures: what an employer takes out of one paycheck, which is not the same calculation as the one on an annual return.

Rhode Island reads one schedule whatever the filing status. Wages are annualised first, so the figures below are annual.

Every filing status
Annual wages	Tax on the lower figure	Rate on the rest
$0.00 to $82,050.00	$0.00	3.75%
$82,050.00 to $186,450.00	$3,076.88	4.75%
$186,450.00 and up	$8,035.88	5.99%

Exemption per allowance: $1,000.00
Taken off the income before the schedule. Above $290,800.00 of annual wages, the allowances count for nothing.

Withheld beside the income tax

RI Temporary Disability Insurance — 1.1%: Rhode Island temporary disability insurance, which also funds temporary caregiver insurance. Employees pay for it in full through payroll deduction and the employer contributes nothing. Withheld until wages for the year reach $100,000.00.

Rhode Island sources

Frequently asked questions

What Rhode Island law asks of a pay stub

Whether a stub is required, how it may be delivered, and the minimum wage and pay frequency rules.

Rhode Island pay stub requirements