Georgia paycheck calculator
Georgia takes a standard deduction and an allowance for each dependant off the annualised pay, then charges one rate on what is left. Both the deduction and the value of an allowance went up part way through the year, so the state has two sets of figures for a single year and the date on the paycheck decides which applies.
Take-home pay
$1,619.84
per bi-weekly (26 per year) period
Worked out on the GA schedule in effect from May 11, 2026. The state published a second schedule during 2026, and both are below.
- Gross pay
- $2,000.00
- Federal Income Tax
- −$156.15
- Social Security
- −$124.00
- Medicare
- −$29.00
- GA State Income Tax
- −$71.01
- Net pay
- $1,619.84
Carries these figures into a full Georgia pay stub you can preview and download.
How Georgia withholding is worked out
This is the second state here whose numbers moved mid-year, and it moved differently from the other one. Ohio changed the schedule it reads and nothing else. Georgia left its rate alone and raised the standard deduction and the allowance instead, so the change reached every employee rather than only those whose pay fell in the affected rows, and in proportion it did most for the lowest paid. Both sets are printed below with the date each begins, and the answer above is worked out on the later one.
These are withholding figures: what an employer takes out of one paycheck, which is not the same calculation as the one on an annual return.
In effect from January 1, 2026
Georgia charges the same rates whatever the filing status, but the status still changes the amounts given below the table. Wages are annualised first, so the figures below are annual.
A married employee who leaves the spouse question unanswered is withheld as for one who files no Form G-4: as single with zero allowances. That is Georgia's rule wherever the federal W-4 does not say enough: its Step 2, Multiple Jobs or Spouse Works, does not tell a working spouse from a second job, and its Step 3 claims credits in dollars rather than the dependents Georgia counts.
| Annual wages | Tax on the lower figure | Rate on the rest |
|---|---|---|
| $0.00 and up | $0.00 | 5.19% |
- Annual standard deduction
Single: $12,000.00
Married filing jointly, spouse earns: $12,000.00
Married filing jointly, spouse has no earned income: $24,000.00
Head of household: $12,000.00
- Exemption per allowance
- $4,000.00
Taken off the income before the schedule.
Wages paid before 11 May 2026 are withheld at 5.19% under the December 2025 edition of the guide, which the current edition replaced in place. Half of the base is Georgia's own sentence and half is the federal default. The guide answers the retirement deferral, under "Are contributions to qualified 401(k), profit sharing, or deferred compensation plans taxable?": "No. Georgia follows the federal guidelines governing such plans", and O.C.G.A. 48-7-100(10)(J) keeps payments to a 401(a) trust out of wages. Nothing of Georgia's reaches the cafeteria premium: the words cafeteria, Section 125 and pre-tax occur nowhere in the guide, nor in 48-7-100, nor anywhere in Ga. Comp. R. & Regs. chapter 560-7-8, and 48-7-100(10) writes its own definition of wages without referring to 26 USC 3401(a) at all. That half is the federal default.
In effect from May 11, 2026
Georgia charges the same rates whatever the filing status, but the status still changes the amounts given below the table. Wages are annualised first, so the figures below are annual.
A married employee who leaves the spouse question unanswered is withheld as for one who files no Form G-4: as single with zero allowances. That is Georgia's rule wherever the federal W-4 does not say enough: its Step 2, Multiple Jobs or Spouse Works, does not tell a working spouse from a second job, and its Step 3 claims credits in dollars rather than the dependents Georgia counts.
| Annual wages | Tax on the lower figure | Rate on the rest |
|---|---|---|
| $0.00 and up | $0.00 | 4.99% |
- Annual standard deduction
Single: $15,000.00
Married filing jointly, spouse earns: $15,000.00
Married filing jointly, spouse has no earned income: $30,000.00
Head of household: $15,000.00
- Exemption per allowance
- $5,000.00
Taken off the income before the schedule.
HB 463 cut the rate to 4.99% for wages paid on or after 11 May 2026. The base is half Georgia's own sentence and half the federal default, as on the entry above: the guide answers the retirement deferral and O.C.G.A. 48-7-100(10)(J) keeps payments to a 401(a) trust out of wages, while nothing of Georgia's reaches the cafeteria premium.
Georgia sources
Frequently asked questions
What Georgia law asks of a pay stub
Whether a stub is required, how it may be delivered, and the minimum wage and pay frequency rules.