Indiana paycheck calculator
Indiana withholds two taxes on one base: a single state rate and a rate set by the county, both charged on the pay left after the exemptions claimed on Form WH-4. The county is the one the employee lived in on the first of January, and the rates vary from county to county, so the county field above changes the answer even for two people on the same pay.
Take-home pay
$1,631.85
per bi-weekly (26 per year) period
Worked out on the IN schedule in effect for pay periods beginning on or after October 1, 2026. The state published a second schedule during 2026, and both are below.
- Gross pay
- $2,000.00
- Federal Income Tax
- −$156.15
- Social Security
- −$124.00
- Medicare
- −$29.00
- IN State Income Tax
- −$59.00
- IN County Income Tax No table for this period, so nothing is withheld here.
- −$0.00
- Net pay
- $1,631.85
Carries these figures into a full Indiana pay stub you can preview and download.
How Indiana withholding is worked out
The exemptions are not one count but four, each worth its own fixed sum a year: personal ones, which include the extras for age and blindness, dependants, dependants claimed for the first time, and adopted children. Indiana reissues its withholding notice every January and October, and county rates can change with each edition; when a notice changes something part way through a year, each version appears below with the date it took effect. On a real stub the county appears as a line of its own beside the state's, and where no county has been named, Indiana gives the employer no rate to fall back on.
These are withholding figures: what an employer takes out of one paycheck, which is not the same calculation as the one on an annual return.
In effect from January 1, 2026
Indiana reads one schedule whatever the filing status. Wages are annualised first, so the figures below are annual.
| Annual wages | Tax on the lower figure | Rate on the rest |
|---|---|---|
| $0.00 and up | $0.00 | 2.95% |
- Exemptions on the state's form, per year
Personal exemptions (WH-4 line 5): $1,000.00 each
Dependent exemptions (WH-4 line 6): $1,500.00 each
First-time dependent exemptions (WH-4 line 7): $1,500.00 each
Adopted child exemptions (WH-4 line 8): $3,000.00 each
Taken off the income before the rate, each worked into the pay period on its own.
- County Income Tax
- 0.5% to 3%, by county
Charged on the same income as the state's tax, at the rate of the county named on the form, and printed as a line of its own on the stub. Nothing is withheld for it until a county is named.
Departmental Notice #1, R46 / 01-26. Gross pay for the period less the deduction constants of the WH-4, then the 2.95% state rate and the county rate on that same base. The county is the employee's county of residence on 1 January, or their principal place of work if they lived outside Indiana that day. Read off the live notice on 2026-09-01, R46 / 01-26 itself: the 2.95%, the four exemption constants, its worked example of $800 a week, and all 92 county rates diffed name by name against the printed table with nothing out. Indiana reissues the notice each 1 January and 1 October, so the county rates fall due again after 2026-10-01. The notice says nothing about the base, so that comes from the code: IC 6-3-4-8(a) has the employer withhold from "wages subject to tax under this article" and has the department set its instructions by the adjusted gross income tax rate, and IC 6-3-1-3.5(a) makes an individual's adjusted gross income the one "defined in Section 62 of the Internal Revenue Code", modified by a list that names neither a cafeteria plan nor an elective deferral. Both are outside the federal figure and nothing adds them back. The code was read on codes.findlaw.com: iga.in.gov answers every path, its own script bundle included, with the same 691-byte shell.
In effect for pay periods beginning on or after October 1, 2026
Indiana reads one schedule whatever the filing status. Wages are annualised first, so the figures below are annual.
| Annual wages | Tax on the lower figure | Rate on the rest |
|---|---|---|
| $0.00 and up | $0.00 | 2.95% |
- Exemptions on the state's form, per year
Personal exemptions (WH-4 line 5): $1,000.00 each
Dependent exemptions (WH-4 line 6): $1,500.00 each
First-time dependent exemptions (WH-4 line 7): $1,500.00 each
Adopted child exemptions (WH-4 line 8): $3,000.00 each
Taken off the income before the rate, each worked into the pay period on its own.
- County Income Tax
- 0.5% to 3%, by county
Charged on the same income as the state's tax, at the rate of the county named on the form, and printed as a line of its own on the stub. Nothing is withheld for it until a county is named.
Departmental Notice #1, R47 / 10-26, for periods beginning on or after 1 October 2026. Gross pay for the period less the deduction constants of the WH-4, then the 2.95% state rate and the county rate on that same base. The county is the employee's county of residence on 1 January, or their principal place of work if they lived outside Indiana that day. Read off the live notice on 2026-10-12: the 2.95%, the four exemption constants and the worked example of $800 a week are the same as in R46 / 01-26, and all 92 county rates were diffed by code against the printed table. One moved, the one row the notice marks with an asterisk: Boone, from 1.7% to 1.71%. Indiana reissues the notice each 1 January and 1 October, so the county rates fall due again with the January 2027 notice. The notice says nothing about the base, so that comes from the code: IC 6-3-4-8(a) has the employer withhold from "wages subject to tax under this article" and has the department set its instructions by the adjusted gross income tax rate, and IC 6-3-1-3.5(a) makes an individual's adjusted gross income the one "defined in Section 62 of the Internal Revenue Code", modified by a list that names neither a cafeteria plan nor an elective deferral. Both are outside the federal figure and nothing adds them back. The code was read on codes.findlaw.com: iga.in.gov answers every path, its own script bundle included, with the same 691-byte shell.
Indiana sources
Frequently asked questions
What Indiana law asks of a pay stub
Whether a stub is required, how it may be delivered, and the minimum wage and pay frequency rules.