Pay stub requirements in Montana
Calculated
Montana regulates the timing of pay much more closely than the paperwork that goes with it. Part 2 of the wage chapter runs from definitions through to tip pools without a section on what a payday statement has to contain. What it does say is that wages may not be withheld longer than ten business days after they are due, that direct deposit takes written or electronic consent and can never be made compulsory, and that the rate of pay and the paydays go to the employee in writing only on written demand before work starts. The minimum wage is $10.85 from 1 January 2026, and Montana allows no tip credit, no training wage and no meal credit against it.
- Pay stub required
- The Wage Payment Act has no payday statement section
- Electronic delivery
- Direct deposit needs consent and can never be required
- Minimum wage 2026
- $10.85/hour from 1 January 2026, $4.00 outside the FLSA
- Pay frequency
- Within 10 business days of wages becoming due
01 — The law
What Montana law requires
Ten business days from due to paid
Every employer of labor in the state shall pay each employee the wages earned in lawful money or in cheques convertible into cash on demand at full face value, and may not withhold wages earned or unpaid for a longer period than 10 business days after they are due and payable. Where no time for payment has been established, the pay period is presumed to be semimonthly in length.
Montana Code Annotated 39-3-204 - Payment of wages generally →Direct deposit is consented to, never imposed
Wages may be paid by electronic funds transfer or similar means of direct deposit if the employee has consented in writing or electronically and a record of that consent is retained. The subsection then closes the loop in terms: an employee may not be required to use electronic funds transfer or similar means of direct deposit as a method for payment of wages.
Montana Code Annotated 39-3-204 - Payment of wages generally →Notice of the rate and the paydays comes on written demand
Each employer shall, on written demand and prior to the commencing of work, notify the employee of the rate of wages to be paid, whether by the hour, day, week, month or year, and of the date of paydays, in writing or by posting a notice in a conspicuous place. Employers under a signed collective bargaining agreement covering wages and hours, and employers in agriculture or stockraising, are outside the section.
Montana Code Annotated 39-3-203 - Employer to notify employee on written demand →Eighteen sections, and none of them about a stub
The payment of wages part of the code runs from the definitions in 39-3-201 to the tip pool rules in 39-3-218, taking in notice on demand, payment timing, separation pay, penalties, the recovery period, void contracts, the powers of the commissioner and mediation. No section in that list sets out a statement the employer has to hand an employee at the time of payment.
Montana Code Annotated, Title 39, chapter 3, part 2 - section index →Ten dollars eighty five, with no credits allowed against it
The state minimum wage is $10.85 an hour effective 1 January 2026, adjusted for the cost of living by 30 September each year and set at the greater of the federal or the current state rate. No tip credit, training wage or meal credit is allowed. A business outside the Fair Labor Standards Act with gross annual sales of $110,000 or less may pay $4.00 an hour, but an individual employee the federal act covers still gets the higher minimum.
Montana Department of Labor and Industry - 2026 minimum wage poster →Final pay depends on who ended the job
When an employee separates, unpaid wages are due on the next regular payday for the pay period during which the separation happened, or 15 days from separation, whichever occurs first. When the separation is for cause or a layoff, wages are due immediately unless a written personnel policy extends the time, and the department reads immediately as within four hours or the end of the business day.
Montana Code Annotated 39-3-205 - Payment of wages when employee separated →
02 — Local rates
Local rates above the Montana minimum
No city or county rate above the Montana minimum is listed here. Where one exists it is set by a local ordinance, so an employer in a city with its own should check that ordinance before relying on the state figure.
03 — What we calculate
What this generator calculates for Montana
| Withholding line | Source | Status |
|---|---|---|
| Federal income tax | irs.gov | Calculated |
| Social Security | ssa.gov | Calculated |
| Medicare | ssa.gov | Calculated |
| MT state income tax | revenuefiles.mt.gov | Calculated |
State withholding for Montana is calculated from the 2026 figures the state publishes, and our test suite holds those figures against the state's own published calculation rather than against arithmetic of ours.
See the Montana withholding tables and work out take-home pay →04 — Questions
Frequently asked questions
- Does Montana require a pay stub?
- The payment of wages part of the code has no section that sets out a statement for payday. It runs from 39-3-201 to 39-3-218 and covers timing, consent to direct deposit, notice on written demand, separation pay and penalties instead. Employers still have to be able to show what was paid and when if a wage claim lands with the commissioner.
- What is the Montana minimum wage in 2026?
- Ten dollars eighty five cents an hour from 1 January 2026. The department adjusts it for the cost of living by 30 September each year and it is always the greater of the state or federal figure. Montana allows no tip credit, no training wage and no meal credit, so tipped staff get the full rate before tips.
- When must Montana wages be paid?
- No later than ten business days after they are due and payable. If you hand in a timesheet after the deadline for processing and the employer misses that window, it may pay you in the next pay period, but no later than that. Where nothing has been established about when wages are due, the pay period is presumed to be semimonthly.
- Can my Montana employer require direct deposit?
- No. Payment by electronic funds transfer or similar direct deposit is allowed only where you have consented in writing or electronically and a record of the consent is kept, and the statute says outright that an employee may not be required to use it as a method for payment of wages.
- When do I get my final paycheck in Montana?
- If you quit, on the next regular payday for the pay period in which you left or fifteen days after leaving, whichever comes first. If you are laid off or discharged for cause, wages are due immediately, which the department reads as within four hours or the end of the business day, unless a pre-existing written policy pushes it to the next payday or fifteen days.
Sources
- Montana Code Annotated 39-3-204 - Payment of wages generally
- Montana Code Annotated 39-3-203 - Employer to notify employee on written demand
- Montana Code Annotated 39-3-205 - Payment of wages when employee separated
- Montana Code Annotated, Title 39, chapter 3, part 2 - section index
- Montana Department of Labor and Industry - 2026 minimum wage poster
Wage and hour law changes. Check the linked source before relying on any figure here, and treat this page as a starting point rather than legal advice.